If you think that you have been missold PPI, then you may wonder how you can make a claim. There are two ways that you can approach it. You can either make the claim yourself or use a PPI lawyer to help you.
The claims process can just involve writing a couple of letters. You will need to be able to show evidence that you have paid PPI and that it was missold to you. If you have all of your paperwork and you can see that you were missold then this can be quite simple. It may be that you should never have been sold it as you did not qualify for making a claim. It may be that you were not aware PPI was included when the loan was sold to you and you did not want it or that you were told it was essential when it was not. You will have to get in touch with the financial institution and explain your case and they will pay you back what is owed.
However, if you are having trouble locating all of the paperwork, do not like writing letters or just do not have the confidence to make the claim yourself, then you could ask a lawyer to help you. They may also be useful if your claim has been turned down and you feel that you have a strong case, but want an expert to help you.
The lawyer will charge you, but you may find that it will be worth the cost, if you get back the money you should not have paid out and you do not have to go through the hassle of actually making the claim yourself. Some people just do not have the time to deal with this sort of thing, but want the money back that they are entitled to. Others do not think they can make the claim themselves as they do not have the confidence in their skills.
It is worth thinking hard about whether you can make the claim yourself. Find out more about the process and your case and see whether you think it is simple enough for you to be able to manage yourself or whether you think you will need some extra help. There is plenty of help around, in the form of free websites that you can look at as well as lawyers that you can pay for help.